Financial services had quite a lot of such things regulated multiple years earlier under different EU directives, for example the Payment Services Directive that covers common payments, credit cards and direct debits; and introduced some nice rights for the consumers.
There are many specific things that don't make any sense for goods but rely on the particular nuances of specific financial products, so they are regulated separately, not within this directive.
Of course, that doesn't mean that the current financial services regulation is competely done and doesn't need further improvement for consumer rights, but it should be expected to be done separately, in domain-specific legislation.
There are many specific things that don't make any sense for goods but rely on the particular nuances of specific financial products, so they are regulated separately, not within this directive.
Of course, that doesn't mean that the current financial services regulation is competely done and doesn't need further improvement for consumer rights, but it should be expected to be done separately, in domain-specific legislation.