I really like this idea, and I hope Rockstar considers this because making it optional is probably the best of both worlds for the player base.
Personally I will use my $500k to buy a nice apartment and a nice car (honestly $500k in GTA:O is not what I would call "rich" money - many cars cost way more than that), and then I'll be back to having $100k or less in the bank, so that making $10k on a mission will feel good.
Personally I will use my $500k to buy a nice apartment and a nice car (honestly $500k in GTA:O is not what I would call "rich" money - many cars cost way more than that), and then I'll be back to having $100k or less in the bank, so that making $10k on a mission will feel good.