I'm pretty confident that SimplyInsured's IT would be a huge improvement over the continual problems with the technology of the exchanges. The private sector is far better equipped to actually deliver on the technological promises made by the exchanges. The government is always years behind technologically due to the procurment process. The only reason the NSA has the advantages they do is because much of the technology they use is classified and this not open to potential competition.

There's a role in the government for insurance regulation, however companies like SimplyInsured are needed to actually execute.

This is FedEx vs. the Post Office.