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If 1,400 a month for non-necessities isn't considered good, I struggle to see what a reasonable definition of "good" is.

1,500 is perfectly reasonable for a low cost of living area. I currently pay 1,800 a month (and that includes electric, which also powers my heat) in a state that most consider to be one of the highest costs of living in the US. For that amount of money, I could be renting a standalone house in much of the country.

I also think that your assertion of going out to eat costing 100 bucks is inaccurate. Many decent restaurants have entrées in the 18-25 dollar range. Add in a beer and an appetizer, plus a 30% tip, and you still only hit 65 dollars (assuming the app/entree cost 40 bucks combined and the beer costs 10, which is a high estimate).

All of this also assumes that you drive a nice car, a luxury that most wouldn't consider a necessity. The 15k number assumes 1250 combined for car payments and insurance, a number which many would consider much too high.

Is it the most glamorous life? No. But calling it "shit pay" is a massive overreach. If you can afford a solid car, your own place, all the necessities, and still have 1400 bucks to play with, I would consider that a pretty solid life. Certainly above "shit."



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