At least with CBDC there seems to be a way planned for anonimity:
> There are two types of retail CBDCs. They differ in how individual users access and use their currency: // Token-based retail CBDCs are accessible with private/public keys. This method of validation allows users to execute transactions anonymously // Account-based retail CBDCs require digital identification to access an account // The two types of CBDCs, wholesale and retail, are not mutually exclusive[ - i]t is possible to develop both and have them function in the same economy
Pretty important, because currently having anonymous electronic transaction is heavily difficult.
By the time Madame Lagarde is done a lot of people will be praying to still have something in the bank to pay negative interest for.
With the current inflation €10.000 will be worth far less in the near future, and I'm certain the amount won't be updated yearly to account for that. This 10k "magic number" has stayed the same for a long time. This isn't about money laundering as much as about control over even relatively low value cash transactions.
Lagarde is a criminal with connections...
https://www.bbc.com/news/world-europe-38369822
"A French court has found International Monetary Fund chief Christine Lagarde guilty of negligence but did not hand down any punishment."