It's a banner on top of settings that has to be forcefully hidden, it's not in the Apple Arcade setting. Many people are explaining to you that if it behaves like an ad and smells like an ad, it's an ad.

I feel that you are either arguing in bad faith, or determined to defend Apple at all costs. I guess when your car manufacturer will start showing you "Enable Entertaining Package Plus for 14$/mo" in your car dashboard, you will be happy, think "of course I can decide whether to enable it or not", and probably feel very clever.

I question who is arguing in bad faith here.

If you are comparing a panel in the settings app to an ad on the dashboard of a car, I think it’s pretty clearly not me.

I like how you decide to call one "a panel" and the other "an ad" when they are exactly the same thing.