I get that is how it works, just seems alarming that the bank didn't send me anything. If I typo my pin code in the grocery store I get an email and text right away. My debit card has limits how much one can withdraw. A wire transfer has no limits, yet an org that never did a wire transfer from my account shows up and pulls a large amount and I get nothing.
It's just a different type of transaction. Not sure about your bank, but mine has separate alert settings for ACH vs. Debit transactions. I have alerts set up for both (and wires for that matter).
