There are a lot of reasons apparently why it might not turn out that way..
Frankly, I don't believe it's "fair" for somebody to be exposing everyone around them to such financial risk. IMHO if you purchase a 2m vehicle and drive it around on public roads, you need the insurance to close the gap between avg/state mandated coverage and what your losses might be. The laws should prob reflect that and limit the average consumers liability.
You probably don't want to think about the “financial risk” for wrongful death liability that lots of people expose other people to if the financial risk for property damage through improper driving that supercar owners expose people to seems unfair.
Frankly, I don't believe it's "fair" for somebody to be exposing everyone around them to such financial risk. IMHO if you purchase a 2m vehicle and drive it around on public roads, you need the insurance to close the gap between avg/state mandated coverage and what your losses might be. The laws should prob reflect that and limit the average consumers liability.