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Sorry I have troubles understanding.

I gather the main money maker is "net interest" - but wouldn't that only apply if the Discount Broker sold me an investment (promising me x% in returns, while they make x+y% by reinvesting my money)? I thought that is exactly what Discount Brokers are not doing, I thought they only help me buy other people's investment vehicles?

Or is it just the cash I have sitting at the Discount Broker, to be ready to trade, that produces the gains for the Broker (average 10% according to the article)?

Or do the DBs usually offer "savings accounts" with interest x on your money, and all the other stuff (cheap stock trades and so on) are supposedly only the advertising, luring in customers so that you can send them offers?

"high-interest bank accounts" - where can I get such a one, or do they only exist for very rich entities, or only in the US?



It is literally the cash sitting in your account uninvested




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