I can't even fathom being out of touch enough to spend $6k per year on clothing and then go on telling someone I live paycheck to paycheck.

Edit: Not to mention owning a $60k luxury SUV and still being dumb enough to take the standard deduction when you clearly have enough expenses to itemize.

Yeah, that whole expenditure sheet is absolutely insane. $2K mortgage/$1.9K interest? You've gotta be shitting me.

I'm sorry but, if you're paying that much for a house (and everything else) that $300K is "paycheck to paycheck" then it's time to re-evaluate where you live. All of those costs could be cut completely in half, at the very least.

Budgets are funny, as every single person is different and yet thinks they have it figured out. I also recognize the irony in my previous statement.