I think if they end up "paying for it later", they were running on empty. The only time I've had that happen is when I hadn't eaten enough and my blood sugar dropped afterwards as a result.
That really depends on the AIO. Fractal's Celsius+ coolers have a mode where they run virtually silent, and Arctic's Liquid Freezer coolers run very quietly too.
Author here - while I'm not big by any stretch of the word, I'm not new to cooling reviews. I've published cooling reviews to Tom's Hardware and other platforms.
When it comes to review samples - I'll say this : It depends on the product you're reviewing (and how expensive it is), and the history you have of reviewing similar products. The cheaper an item is, the more likely the companies will send it to smaller reviewers.
Author here - Nothing NDA here, the answer is much simpler:
I'm new to hosting my own platform, and it looks like one of the plugins I had installed started causing some problems. (At least, that's what I think it was)